CyberCash’s Secure Internet Credit Card Service delivers a safe, real-time solution for merchant processing of credit card payments over the Internet. The Credit Card Service lets any consumer with a valid credit card buy from any CyberCash enabled merchant. Designed to integrate fully with existing transaction processing systems used by banks and other financial institutions, the service provides automated and instantaneous authentication, enabling order processing to traverse the Internet 24 hours a day, 7 days a week.

Consumers Benefits:

• Safe, private and easy to use. Protected by the highest allowed levels of Internet encryption with assured authentication.
• Use existing Visa, MasterCard, American Express or Discover. No special credit cards are necessary.
• Complete on-line payments

Merchant Benefits:

• Real-time authorization and settlement
• Receive payments instantly and secure
• No need to maintain expensive phone or fax operations
• Open 24 hours a day

CyberCash Cash Register (Merchant Administration Server):

Along with enabling secure on-line payments, the CyberCash Cashregister provides all the functions and tools necessary for managing transactions.

Features:

• Wallet Works with Multiple Platforms: the consumer CyberCash wallet runs on Windows and Macintosh
• Supports Major Credit Cards: customers can shop with MasterCard, Visa, American Express and Discover cards issued world wide
• Available at thousands of Banks: CyberCash currently provides service to credit card processors - such as FDC, GPS, NOVA, Checkfree and Wells - which can provide service to any merchant and its bank
• Strong Encryption: 1024-bit RSA and 56-bit DES provide the strongest protection legally available.

Benefits:

• Real-Time, automatic sales 24 hours a day: all processes are carried out from your web site without manual intervention. Transactions occur within 15 to 20 seconds. Consumers have more payment options, so sales are increased
• Inexpensive to integrate: because the CyberCash Credit Card Service works with over 80% of existing merchant banks, most merchants can continue their established banking and order-processing procedures.
• A Complete Solution: to those who have a multiple order sources and need a single source for payment processing, CyberCash offers flexibility. The software reliably handles purchases, returns, credits, voids and other administrative functions.
• Protects Against Fraudulent Use: Strong encryption consumer authentication and merchant authentication keep unauthorized individuals from obtaining credit information.

Transaction logging and reporting:

To support balancing, reporting and other back-office functions, the Cashregister software automatically logs every transaction in a powerful database. All critical payment information remains in encrypted form. An easy to use, web based reporting feature provides password protected visibility into this transaction level information. To zero in on a problem a merchant can:

• Select all or single card types (MasterCard, Visa, American Express or Discover)
• Select all or specific transactions to be included (up to 200)
• Search the entire log or select a specific date range
• Search for a specific dollar amount or an amount range

Remote Management:

Because many Internet store fronts are maintained by third parties, the CyberCash Cashregister provides merchants with a web based remote access to its many management features, including:

• Remote queries against transaction logs
• Merchant-initiated transaction entry (sales, credits, voids etc.)
• End of day balancing for both terminal and host-based systems.

The CyberCash setup process

*Please note that we do not provide CyberCoin Merchant accounts, we only offer the CyberCash Credit Card Merchant accounts.

http://www.cybercash.com/cybercash/merchants/getstarted.html

Step One

"Financial Institutions". This step is performed by you or the webmaster of your domain. Notify your bank that you are interested in accepting credit cards using CyberCash. If your bank does not set up merchant credit card accounts for CyberCash, you can e-mail CyberCash: bank@cybercash.com to request CyberCash to speak with your bank on your behalf. You can also refer to the following URL of the CyberCash domain for a list of CyberCash Partner Financial Institutions.

http://www.cybercash.com/cybercash/financial/bankfin.html

Step Two

To activate your CyberCash 3.2 account, you will need to complete the registration form that is required by CyberCash. Please complete this form at the following URL:

Register for CyberCash 3.2.

Once you have completed this registration process, you will need to contact Support and provide us with the following information:

• CyberCash Merchant ID (CCID):
• Merchant Key:
• Hash Secret:
• Store Front Name:
• Customer Service Phone Number:
• Are you selling "soft" or "hard" goods?

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